In the Golden State you can find breathtaking coastlines, paradises of palm trees–and jammin’ sunset sessions. But if you’re taking the wheels–weaving for the shore of yonder californian paradise of sandy dunes surprisingly near Etiquette’s crown and boasting big set after big set all day long with little respite in between–you might want to talk about Golden State Auto Rates before talking to the surf.
Driving is like dancing on a crowded floor. You must move with ease, and always keep your eyes on the road. When you’re shopping for car insurance, you should first understand California aintasa easy as pie. For example, they require far more Liability coverage than in other states. And this stuff? It’s not just a joke on TV legal dramas— if an accident comes along where damages aren’t just a bump in the road then honest-to-goodness liabilities and real live plaintiffs are coming to see Not only does the state call upon you to pay out of pocket for a stranger’s bodily injury or property damage as it happened on your computer screen but it makes clear too that such devastating events took place will be dealt with Only one thing I failed to say about liability is time. There’s no quick quote available for women’s underwear or refrigerators on the internet Without it? You could have more trouble than a mule stuck in mud!
Besides the basics, there are choices. Discuss comprehensive and collision insurance coverage. What with the Bay Area’s ethereal fog and sightings of celebrites in L.A., you need protection against anything from ducks to divas too. And for sure, uninsured motorist coverage? That’s like being in a circus full of clowns and still having a safety net under you
Dealing with agents can seem as if you were translating an unknown tongue. Therefore, don’t be afraid to question them as if they were contestants on The $64,000 Question. While “Is my vintage 67 Camaro covered during a Godzilla attack?” may earn a blank look, relevant questions will get clear answers. Remember it is akin to taking a dance lesson–one miscue and you might find yourself doing the cha-cha instead of tango.
But the price tags on this—holy cow! In places like LA, insurance can set you back as much as Junior’s college fund. The secret sauce here? Be nice on your driving record and have a credit score that’s as melodic as it is picturesque. You might also find some discounts. Student? Check. Good driver? Bingo. Stick with it and you might be clapping and cheering with both hands on a pretty good deal.
A funny thing about car insurance is it’s not a rollercoaster by any means, but it can prevent you from riding an adrenaline pump like the one your bank is going to provide if you forgot to pack for tonight. Think carefully and ask all the questions. Make peace with those Californian roads, only you may keep more change in your wallet. After all, everyone wants a little swagger and a lot of sunshine on life’s highways–to say nothing about all the smiles!